UniFocus IAS ( UNIFOCUS UNIVERSAL )

It was announced during  Union Budget 2024-25. This credit assessment model will leverage the digitally fetched and verifiable data available in the ecosystem and devise automated journeys for MSME Loan appraisal using objective decisioning for all loan applications and model-based limit assessment for both Existing to Bank (ETB) as well as New to Bank (NTB) MSME borrowers. The digital footprints used by the model may include Name and Pan authentication using NSDL, Mobile and email verification using OTP, API fetch of GST data through service providers, Bank Statement Analysis using account aggregator, ITR upload and verification, API enabled commercial and consumer bureau fetch and due diligence using CICs, fraud checks, Hunter checks through APIs, among others. The benefits to MSMEs by use of this model includes submission of application from anywhere through online mode, reduced paperwork and Branch visit, instant in-principle sanction through digital mode, seamless processing o...

TRINETRA is a  combination of multiple Security systems like Security information and Event Management (SIEM), Security Orchestration and Automated Response (SOAR), Data Loss Prevention (DLP), User Entity and Behaviour Analytics (UEBA), Multi-Source Threat Intelligence and others. The solution  provides 24x7 near real-time actionable cyber-security status and detection and resolution of cyber-threats (Virus, Malware, Ransomware, Spyware etc.). It also performs security evaluation of organization’s IT assets  by protecting endpoints including PC, Laptop, Servers and VMs by detection, analyses and mitigation of vulnerabilities and giving AI enabled automated responses to the cyber threats ensuring protection of sensitive data.  The solution is capable of protecting critical digital infrastructure of various Government departments from ever-evolving cyber threat landscape. PIB

 The Bangus Valley official name Bungus Valley  is located in Kupwara District of Indian Administered Jammu and Kashmir. It is West of Handwara town . It is situated in the Pir Panjal range and is known for its breath-taking natural beauty, including snow-capped mountains, lush green forests, and crystal clear streams. It has got two ways, one from Kupwara side which is 42 kms away from main town Kupwara and other from handwara side which is 29 kms respectively.Both the roads are almost completed . Etymology The term Bangus comes from Sanskrit word Van (Forest) and gus (grass). Geography Bangus is about 100 kilometres (62 mi) from Srinagar at an altitude of 10,000 feet (3,000 m). The principal valley is locally known as "Boud Bangus" (Big Bangus) and has an estimated area of about 300 square kilometers. It consists of a linear elliptical bowl aligned along the east–west axis and is surrounded by Rajwar and Mawar in the east, Shamasbury and Dajlungun Mountains in the west and ...

  The Indian Council of Medical Research (ICMR) has published an addendum to the ICMR National Ethical Guidelines for Biomedical and Health Research Involving Human Participants (2017) to provide a structured ethical framework for Research in Integrative Medicine (RIM). This initiative marks a significant milestone in strengthening the scientific foundation of Ayush-based integrative healthcare by ensuring ethical rigour and regulatory compliance in research that explores the integration of traditional and modern medical practices. Integrative Medicine (IM) involves a multimodal approach, where Ayush systems are integrated alongside modern/conventional medicine to enhance patient care and improve health outcomes. With growing global interest in holistic and personalised medicine, it is observed that ethical and regulatory clarity is essential to ensure the credibility, safety, and efficacy of integrative approaches. This addendum aims to guide researchers, institutions, Ethics Comm...

The Convention on the Prevention and Punishment of the Crime of Genocide (CPPCG), or the Genocide Convention, is an international treaty that criminalizes genocide and obligates state parties to pursue the enforcement of its prohibition. It was the first legal instrument to codify genocide as a crime, and the first human rights treaty unanimously adopted by the United Nations General Assembly, on 9 December 1948, during the third session of the United Nations General Assembly. The Convention entered into force on 12 January 1951 and has 153 state parties as of February 2025. The Genocide Convention was conceived largely in response to World War II, which saw atrocities such as the Holocaust that lacked an adequate description or legal definition. Polish-Jewish lawyer Raphael Lemkin, who had coined the term genocide in 1944 to describe Nazi policies in occupied Europe and the Armenian genocide, campaigned for its recognition as a crime under international law.[3] Lemkin also linked colo...

The Wallace Line or Wallace's Line is a faunal boundary line drawn in 1859 by the British naturalist Alfred Russel Wallace and named by the English biologist Thomas Henry Huxley. It separates the biogeographic realms of Asia and 'Wallacea', a transitional zone between Asia and Australia formerly also called the Malay Archipelago and the Indo-Australian Archipelago (Present day Indonesia). To the west of the line are found organisms related to Asiatic species; to the east, a mixture of species of Asian and Australian origins is present. Wallace noticed this clear division in both land mammals and birds during his travels through the East Indies in the 19th century. The line runs through Indonesia, such as Makassar Strait between Borneo and Sulawesi (Celebes), and through the Lombok Strait between Bali and Lombok, where the distance is strikingly small, only about 35 kilometers (22 mi), but enough for a contrast in species present on each island. The complex biogeography of t...

The ethos of Indian philosophy “Sarvam Khalvidam Brahma”, emphasizes the interconnectedness of all things in the universe and the need for all-encompassing conservation efforts that prioritize the well-being of all living beings, not just humans. On 15 th August 2020b Hon’ble Prime Minister Shri Narendra Modi, announced “Project Dolphin”, for the conservation of Dolphins and other aquatic ecosystems. Project Dolphin aims to bring both river and marine dolphins under its conservation program, which involves a science-based, multi-pronged approach that engages stakeholders such as the forest department, fisheries department, fishermen communities, and other stakeholders to address existing conservation issues. Monitoring dolphin populations and trends is crucial for effective conservation, particularly for species like river dolphins which have a slow growth rate and inhabit the world’s most threatened habitats. Under Project Dolphin, a range-wide survey of river dolphins covering over ...

  NASA’s Polarimeter to Unify the Corona and Heliosphere, or PUNCH mission, is a constellation of four small satellites in low Earth orbit that will make global, 3D observations of the Sun’s corona to better understand how the mass and energy there becomes the solar wind that fills the solar system. The PUNCH mission will use four suitcase-sized satellites to observe the Sun and its environment. Working together, the four PUNCH satellites will create a combined field of view and map the region where the Sun’s corona (or outer atmosphere) transitions to the solar wind (the constant outflow of material from the Sun). The PUNCH mission will answer questions about: How the Sun’s atmosphere transitions to the solar wind. How structures in the solar wind are created. How these processes affect the solar system. Space Weather Impacts The solar wind and energetic solar events like flares and coronal mass ejections can create space weather effects throughout the solar system. These phenomen...

  The Spectro-Photometer for the History of the Universe, Epoch of Reionization and Ices Explorer (SPHEREx) is a planned two-year mission that will survey the sky in optical as well as near-infrared light which, though not visible to the human eye, serves as a powerful tool for answering cosmic questions. Astronomers will use the mission to gather data on more than 450 million galaxies, as well as, more than 100 million stars in our own Milky Way. SPHEREx will survey hundreds of millions of galaxies near and far, some so distant their light has taken 10 billion years to reach Earth. In the Milky Way, the mission will search for water and organic molecules - essentials for life, as we know it - in stellar nurseries, regions where stars are born from gas and dust, as well as disks around stars where new planets could be forming. Every six months, SPHEREx will survey the entire sky using technologies adapted from Earth satellites and interplanetary spacecraft. The mission will create ...

  Prime Minister Shri Narendra Modi, during a post-budget webinar held via video conferencing today, has announced that a Gene Bank will be established to conserve the country's genetic resources. This initiative aims to ensure genetic resources and food security for future generations . The webinar fosters collaboration among government, industry, academia, and citizens encouraging discussions to help translate the transformative Budget announcements towards the same into effective outcomes. With a key focus on empowering citizens, strengthening the economy, and fostering innovation, the deliberations will aim at paving the way for sustainable and inclusive growth; leadership in technology and other sectors; and a skilled, healthy workforce working towards realising the goal of Viksit Bharat by 2047. The key themes of the webinar include Investing in People, the Economy, and Innovation A gene bank is a repository of genetic material, such as seeds, pollen or tissue samples, collec...

The Union Cabinet, chaired by the  Prime Minister Shri Narendra Modi, has today approved the Revision of Livestock Health and Disease Control Programme (LHDCP).  The scheme has three components namely National Animal Disease Control Programme (NADCP), LH&DC and Pashu Aushadhi.  LH&DC has three sub-components i.e. Critical Animal Disease Control Programme (CADCP), Establishment and Strengthening of existing Veterinary Hospitals and Dispensaries - Mobile Veterinary Unit  ( ESVHD-MVU) and Assistance to States for Control of Animal Diseases   (ASCAD). The Pashu Aushadhi is new component added to the LHDCP scheme. The total outlay of  the scheme is Rs.3,880 crore for two years i.e. 2024-25 and 2025-26, which includes provision of Rs. 75 crore to provide good quality and affordable generic veterinary medicine and incentive for sale of medicines under Pashu Aushadhi component. Productivity of the livestock is impacted adversely due to diseases li...

In T N Godavarman Thirumulpad vs Union of India, Supreme Court held that: 5. Each State Government should constitute within one month an Expert Committee to:  (i) Identify areas which are "forests", irrespective of whether they are so notified, recognised or classified under any law, and irrespective of the ownership of the land of such forest;  (ii) identify areas which were earlier forests but stand degraded, denuded or cleared; and  (iii) identify areas covered by plantation trees belonging to the Government and those belonging to private persons.  6. Each State Government should within two months, file a report regarding:-  (i) the number of saw mills, veneer and plywood mills actually operating within the State, with particulars of their real ownership;  (ii) the licensed and actual capacity of these mills for stock and sawing;  (iii) their proximity to the nearest forest; (iv) their source of timber.  7. Each State Gov...

Introduction Obesity has become a major public health challenge in India, affecting people across all age groups and increasing the risk of  non-communicable diseases (NCDs)  such as diabetes, heart disease, and hypertension. Driven by  unhealthy diets, sedentary lifestyles, and environmental factors , obesity is rising at an alarming rate, impacting both urban and rural populations. The shift towards  processed foods, reduced physical activity, and lifestyle changes  has further contributed to this growing crisis.   Recognizing the urgency of this issue,  Prime Minister Narendra Modi , in his recent  Mann Ki Baat  address, emphasized the need for nationwide awareness and collective action to reduce obesity, particularly through lower edible oil consumption. He nominated prominent individuals across India to lead an awareness movement. This call for  collective action  highlights the importance of tackling obesity at both individual...